Benefits at a Glance
Plans can include trip cancellation protection, baggage protection, 24-hour assistance and more—protecting you from booking to return. Since benefits vary by plan, please read your plan documents for details.
Trip Cancellation
Reimburses your prepaid, non-refundable travel expenses if you need to cancel your trip due to a covered reason, which may include situations like:
- A doctor says you or a traveling companion is too sick to travel
- Your parent or child requires hospitalization
- A storm shuts down your airport for 24 hours or more
- You need to attend the birth of a family member’s child
Trip Interruption
Reimburses the unused, non-refundable portion of your trip and additional transportation costs it takes for you to return home early or to continue your trip due to a covered reason, which may include:
- You get sick or injured and a doctor says you need to return home
- A family member gets injured and needs your care
- An emergency like a fire or flood makes your home uninhabitable
Baggage Protection
Provides reimbursement if your luggage or other personal items are lost, damaged, or stolen while traveling.
Baggage Delay
Reimburses the reasonable additional purchase of essential items during your trip if you experience a covered baggage delay.
Travel Delay
Provides reimbursement for certain eligible expenses like meals or accommodations due to a covered travel delay.
Emergency Medical Care
Reimburses expenses related to covered emergency medical or dental care (sublimit will apply) incurred on your trip. Examples of covered emergencies may include:
- You slip and break your ankle while sightseeing
- You get food poisoning from late-night menu
- You lose a filling and require immediate dental work
Easy Medical Access Abroad1
Provides convenient access to schedule virtual or in-person doctor visits, if available where you’re traveling, for unforeseen medial issues requiring non-emergency attention—like a stomach bug or migraine. Access includes:
- Quick mobile scheduling within the Allyz® TravelSmart app
- No up-front, out-of-pocket costs for medical consultations
- Multi-lingual doctor network available in 76% of countries
Emergency Medical Transportation
Provides benefits for medically necessary transportation to the nearest appropriate medical facility following a covered injury or illness.
24-hour Assistance
Help is just a phone call away. A team of multilingual problem solvers is available to help you with medical and other travel-related emergencies or issues.
Medical assistance can include, but is not limited to:
- Medical triage with referrals to local prescreened medical providers
- Ongoing medical monitoring
- Payment guarantee
- Emergency medical transportation
Additional services for travel-related emergencies can help with:
- Missed connecting flights
- Lost/stolen travel documents
- Pre-trip information
- Prescription replacements
Free Look
If you’re not satisfied, you have 15 days to cancel your plan and receive a full refund of the plan price. Plans are generally non-refundable after that period, or if you have started your trip, filed a claim, or the policy has ended. Cancellation rules may vary by plan and state; see your plan details.
Allyz® TravelSmart2
You’ll also get the ready-for-anything Allyz® TravelSmart app—a digital extension of your plan with exclusive features like real-time safety alerts, easy paperless claims, and other smart services to help during your trip.
DISCLAIMER:
Terms, conditions and exclusions, including for pre-existing medical conditions apply to all plans. Specific plan benefits may vary. Please review your plan details for more information.